Lease, finance or cash, in hindsight

What if I'd bought my car instead of leasing it?

Pick when you got the car and how long you'd keep it. This replays real car loan rates, used car prices and investment returns to compare a lease, a car loan and paying cash.

Where
If you buy, buy it
Year you got the car
How long you keep a car
Your numbers

£e.g.

Car loan

%avg
Down payment

Lease

£est.
£est.

Loading prices…

 

What each choice leaves you with: savings, plus what the car is worth, minus any loan. Touch the chart to scrub.

Where the money went

Every choice starts with the same savings and spends the same each month. Whatever one doesn't spend on the car, it saves.

CashLoanLease
Assumptions you can change